Mr. Adam Mihayo is a visionary banking executive with over 15 years of progressive leadership experience across local and international financial institutions. He currently serves as the Chief Executive Officer and Managing Director of Tanzania Commercial Bank (TCB Bank), a position he assumed in November 2023 following his appointment by the President of the United Republic of Tanzania, H.E. Dr. Samia Suluhu Hassan. As CEO, Mr. Mihayo is responsible for steering the bank’s strategic direction, driving innovation, and positioning TCB as a catalyst for inclusive economic growth and financial empowerment across Tanzania. With a career that blends technical expertise and executive insight, Mr. Mihayo has consistently led institutions through transformation and growth. Prior to joining TCB Bank, he served as Managing Director and CEO of Bank of Africa (BOA) Tanzania Limited, where he spearheaded structural reforms and reinforced the bank’s market position. He has also held senior leadership roles at Absa Bank Tanzania and Stanbic Bank Tanzania, where he led diverse teams and championed customer-centric business strategies. Mr. Mihayo’s banking journey began at the National Bank of Commerce (NBC) Limited. His potential was quickly recognized, earning him selection into Absa Bank’s elite Management Training Programme in South Africa in 2008—an experience that laid the foundation for his future leadership in the financial sector. In his capacity as CEO, Mr. Mihayo oversees TCB Bank mission to deliver sustainable financial solutions, enhance operational efficiency, and expand the bank’s footprint while aligning with national development goals. He plays a central role in shaping the institution’s corporate culture, strengthening governance structures, and fostering innovation to meet the evolving needs of customers and stakeholders. Beyond his executive duties, Mr. Mihayo actively contributes to the banking industry through various board appointments. He is a Member of the Tanzania Bankers Association, a Board Member of the World Savings and Retail Banking Institute (WSBI) headquartered in Brussels, a Board Member of Zanzibar National Chamber of Commerce, a Board Member of UBX, a Board member of TPC and a Board Member of UmojaSwitch. He is also a former Board Member of the Tanzania Mortgage Refinance Company Limited (TMRC), where he chaired the Board Credit Committee. Mr. Mihayo holds a Bachelor of Commerce (Hons) degree in Corporate Finance from the University of Dar es Salaam. He has pursued advanced leadership programmes and is a certified director by the Institute of Directors in Tanzania (IoDT). Respected for his strategic acumen, people-first leadership style, and commitment to financial inclusion, Mr. Mihayo continues to champion the transformation of Tanzania’s banking landscape.

Mr. Dotto M. Kahabi is a highly skilled legal professional with 18 years of experience in corporate law, compliance, and governance. As a strategic legal expert, he leverages his deep understanding of corporate governance, regulatory compliance, lending, contractual agreements, and legal risk management to support business objectives effectively. A motivated and results-driven professional, Dotto is known for his ability to take initiative while excelling in collaborative team environments. His strong communication skills, coupled with his tactful and diplomatic approach, make him a valuable advisor to both leadership and business stakeholders. He is highly skilled in negotiation, organization, and prioritization, ensuring efficiency and punctuality in executing legal and corporate responsibilities. Prior to joining TCB Bank, Dotto served as Head of Legal and Company Secretariat at ABSA Bank Tanzania, where he played a pivotal role in ensuring regulatory compliance and strengthening the bank’s governance framework.

Ms. Masala Ndobho Korosso is an experienced banker with a wealth of 20 years in the banking industry. She joined TCB in 2020 as Senior Manager Compliance from the former TIB Corporate Bank Ltd where she served as Manager Risk and Compliance. Her career reflects a strong aptitude for business development, stakeholder management, regulatory adherence, operational risk management and fostering a culture of excellence and accountability. Ms. Korosso has held various positions in local, regional and international banks in the Tanzanian market where she successfully managed key functions in Risk & Compliance, Consumer/Retail Banking, Channels Management and High Net worth Segment. She started off her banking career at Barclays Bank Tanzania and thereafter worked at CRDB, BancABC, Standard Chartered Bank, First National Bank (FNB), Tigo and the former TIB Corporate Bank Ltd. Ms. Korosso holds a Bachelor of Arts Degree (Hons) majoring in International Relations & French from University of Dar es Salaam and holds a Certificate in Leadership from UONGOZI Institute in collaboration with Aalto University Executive Education and Professional Development. She has attended various leadership courses within and outside the country. She is a certified Director by The Institute of Directors in Tanzania (IODT) and a certified Female Future Tanzania Executive by ATE (Association of Tanzania Employers) in collaboration with Confederation of Norwegian Enterprise (NHO) and ESAMI (Eastern & Southern African Management Institute).

Zakayo joined TPB in 2015 as a Senior Procurement Officer and was promoted to Chief Manager Procurement. Mr. Zakayo has previously worked in the Pharmaceuticals and Construction industries. Mr. Zakayo holds an Advanced Diploma in Procurement and Supplies Management from the College of Business Administration and is a Certified Procurement and Supplies Professional by the Procurement and Supplies Professionals Technical Board.

Mr. Zahoro Kaguo has 18 years of experience in human capital management, Mr. Kaguo brings a wealth of expertise in strategic workforce planning, leadership development, employee engagement, and organizational transformation. Prior to joining TCB, Mr. Zahoro served as the Head of Human Resources at Ecobank and acting Head of Human Resources for the East Africa Community Cluster of Ecobank, where he played a pivotal role in driving HR strategies across multiple countries, fostering talent development, and strengthening operational efficiencies. His tenure at Ecobank honed his skills in succession planning, recruitment, staff management, coaching and mentoring, conflict resolution, and human capital development—key pillars in building high-performing teams. Mr. Kaguo is known for his strong work ethic, adaptability, and exceptional interpersonal skills. His leadership approach is deeply rooted in employee-centric strategies, fostering a culture of growth, innovation, and inclusivity. As he takes on this new role at TCB, Mr. Zahoro is committed to enhancing HR operations, driving staff development initiatives, and aligning human capital strategies with the bank’s long-term vision. His strategic leadership will be instrumental in strengthening TCB’s position as an employer of choice, fostering a workplace culture that empowers employees, and ultimately driving organizational success.

Jema Msuya has 23 years experience in the banking industry. Mr. Msuya joined TPB in 2012 as Director of Technology & Operations from Standard Chartered Bank Tanzania where he worked as Country Head of Information Technology from 2008. He holds a Bachelor of Science (Computer Science) from the University of Dar es Salaam and is a Certified Systems Security Professional (CSSP). He is also a certified director by IoDT..

Mr. John Mwangulangu is a seasoned registered engineer with extensive experience spanning multiple sectors, including telecommunications and banking. He joined TCB as Chief manager project management and brings a wealth of knowledge and expertise to the role. Mr. Mwangulangu holds a Master of Business Administration in Corporate Management from Mzumbe University and is a certified professional engineer registered with the Engineers Registration Board (ERB). Additionally, he holds various project management certifications from the Project Management Institute and leadership certifications from esteemed institutions. Prior to his tenure at TCB, Mr. Mwangulangu served as the head of the administration department at Bank of Africa Tanzania and worked as a consultant on numerous ICT projects.

Jesse Jackson joined TCB Bank in June 2024 as the Chief Manager Digital and Innovation. With over a decade of experience in Banking and financial services industry. Jesse has been a pivotal force in driving digital transformation and fostering innovation in several prestigious global and regional banks. Before his tenure at TCB Bank, Jesse held the position of Chief Digital Officer at Bank of Africa Tanzania. His career also includes significant roles at Barclays Bank Tanzania and ABSA Bank Tanzania from 2014 to 2022, where he excelled in developing Digital products, Managing channels, enhancing Operational efficiency and Customer experience, Spearheading Innovation, Project and change management, Strategic Fintech partnerships and Commercialization. In his current role at TCB Bank, Jesse is dedicated to leading the bank's Digital transformation agenda, driving Innovation and promoting financial inclusion at large. He holds a Bachelor of Arts in Economics from Ardhi University. He’s also Certified Director by The Institute of Directors in Tanzania and member of IoDT.

Daniel F. Mbotto joined TCB Bank in 15th April 2024 as Director of credit , has played a Pivotal role in fostering the expansion and advancement of the financial industry in Tanzanja for the past decades. With more than Sixteen years Of refined experience in strategic leadership for financial institutions nationwide, he is an invaluable asset to the bank. During his three-year tenure as Chief credit Officer of NMB Bank PLC, he oversaw work ethics culturally and strategically, established risk appetite, and fostered innovation in digital lending and sustainability. Furthermore, under his direction, a profitable lending portfolio in East Africa with a book value of $3.4 billion was managed at a cost of risk of less than 1.2%. Before joining NMB Bank PLC, he oversaw Credit Risk Management at Stanbic Bank Tanzania, where he oversaw origination, monitoring and control and Collections and Recoveries for both domestic and international clients across all segments. Mr. Mbotto possesses nearly two decades of expertise and experience in the field, having worked for numerous institutions on a national and international scale, most notably as Head of credit. Mr. Mbotto iS the holder of a Bachelor of Business Management majoring jn Finance, awarded by Mysore University, India, and a Diploma of Business Administration With a specialisation in Marketing, granted by College of Business Education, Tanzania, both with First Class Honours.

Ms. Lilian Mtali is a self-motivated and client-focused seasoned banker with 26 years of experience in the financial services industry. She has exceptional expertise in managing and leading retail and consumer banking operations, including affluent clients, business banking, and digital banking. Humble yet firm, Ms. Lilian is a results-oriented individual known for her excellent leadership and relationship-building skills. Her expertise has earned her the honor of serving top dignitaries in the country, including the 4th President of the United Republic of Tanzania. Ms. Lilian's career objective is to create a significant impact that enables organizations to achieve their core goals and objectives effectively and efficiently, adding value to customers. Throughout her career, she has made significant contributions to business growth, spearheading various bank-wide initiatives such as the alignment of retail banking business, portfolio segmentation, the introduction of private banking propositions, SME banking, agency banking, bancassurance, custodial services, and digital lending. She is known for her leadership and ability to drive organizational change and culture transformation through coaching and mentorship, handling significant tasks with sensitivity and high confidentiality. Qualifications: Ms. Lilian holds a Bachelor of Business Administration degree from the International University of America, London Campus, United Kingdom, and a General Certificate of Education (GCE) from Modern Tutorial College, London, United Kingdom. She has attended various leadership courses and seminars within and outside the country, including in the UK, South Africa, Kenya, Zimbabwe, Angola, and Singapore. Career Experience: • DCB Commercial Bank: Chief Manager Commercial (2023 - March 2024) • I&M Bank Tanzania Limited: Head of Consumer Banking (April 2019 - June 2023) • Stanbic Bank Tanzania: Various roles including Country Sales, Service & Product Manager, Business Head - High Net-worth Individuals, and Head of Personal Markets segments • Standard Chartered Bank: Roles from Personal Financial Consultant to Branch Manager, Client Relationship Manager (Priority Banking), and finally Manager, Call Centre & Service Quality (1998 - 2004)

Mr. Alex Dwashi is a seasoned marketing professional currently serving as the Director of Marketing and Public Relations at Tanzania Commercial Bank, Alex brings a wealth of experience spanning across diverse industries and roles. Before joining Tanzania Commercial Bank Alex had a leadership role at First Housing Finance in Business & Marketing function, where he played a pivotal role in enhancing brand visibility and fostering strong client relationships in the competitive financial services sector. Prior to this, Alex led the marketing function at Yetu Microfinance Bank as the Head of Marketing, His tenure there showcased his ability to blend creative marketing with data-driven insights to achieve impactful results. Alex’s journey began as Marketing Coordinator with East Africa Television (IPP Group) and later joined corporate sales function at Multichoice Tanzania (DSTV). Mr. Dwashi holds a Bachelor’s Degree in commerce (Hons) majoring in Marketing from University of Dar es Salaam and Post Graduate Diploma in Banking Management (PGDBM) from Bank of Tanzania Academy.

Andrew joined TCB as Director of Internal Audit, with experience of over a decade in the banking industry holding various roles in external audit, internal audit and finance function. He is expert in financial management, risk management, internal controls, compliance and governance while leading teams to ensure comprehensive best audit practices and operational efficiencies. Adept at fostering strong relationship with stakeholders to enhance internal control frameworks to drive sustainable business improvements. Before joining TCB Andrew held a Leadership role in Finance Function at Bank of Africa, his career started as an external Auditor at KPMG and later Joined Absa Bank as an Internal Audit Manager. He is a member of ACCA (UK), Institute of Internal Auditors (IIA), qualified CPA (T) and holds Bachelor degree of Accounting and Finance from Mzumbe University.

Mr. Eric B. Chijoriga is a highly accomplished finance leader with over 16 years of experience in global markets and treasury management. Before joining TCB, Eric was the Head of Trading, Global Markets at Stanbic Bank Tanzania, where he led innovative initiatives across Financial Institutions (FI) and Non-Bank Financial Institutions (NBFI), establishing his reputation for making impactful decisions and building strong stakeholder relationships. Eric's leadership is defined by his commitment to team growth, risk management, and delivering value in the ever-evolving financial landscape. His ability to drive growth, manage risks, and shape market strategies has consistently set him apart as a purpose-driven leader. Eric holds a Bachelor’s degree in Commerce and Management (Corporate Finance) from the University of Dar es Salaam and is currently pursuing an MBA at the University of Cape Town’s Graduate School of Business. His qualifications are bolstered by various certifications, including the ACI Dealing Certificate, and leadership programs such as the Future Fit Senior Banker Program from Wits Business School. His international experience includes impactful short-term assignments at Stanbic Bank Ghana (2019), where he contributed to fixed income market development, and Absa Capital in Johannesburg, where he traded African local currency bonds, interest rates, and FX products, expanding his expertise in diverse financial markets. At TCB, Eric spearheads the bank’s treasury strategy, focusing on liquidity and funding management, interest rate and currency risk, and investment portfolio oversight. He is deeply engaged with stakeholders such as the Central Bank, financial institutions, and policymakers to foster market development and strengthen the bank’s market position.

Richard Mtapa is a seasoned corporate banking professional with over 16 years of expertise in managing complex financial relationships across a diverse range of sectors. As the Director of Corporate Banking at TCB Bank, Richard is renowned for his strategic client management, innovative financing solutions, and deep understanding of transactional banking. His career began at the National Bank of Commerce (NBC) as a Graduate Trainee, where he laid a strong foundation in banking operations and client service. He further expanded his international exposure through a secondment to Absa Corporate and Business Banking in South Africa, gaining valuable insights into global banking standards and practices. Throughout his career, Richard has held various roles, including Assistant Relationship Manager, Relationship Manager, and Senior Relationship Manager. In these positions, he managed large corporate portfolios, multinational clients, and government institutions, developing tailored financial solutions to support their growth and operational needs. In his recent leadership role as Senior Manager, Institutional Banking at NMB, Richard led a team of senior relationship managers, overseeing a diverse portfolio of government clients. His strategic initiatives in lending, trade finance, and structured banking solutions have contributed significantly to the bank’s growth and client success. Richard holds an MBA in Corporate Management, equipping him with advanced leadership and strategic skills, and a Bachelor of Commerce in Accounting, providing a solid financial foundation. His combination of expertise, leadership, and commitment makes him a valuable asset to TCB Bank and its clients.

Mr. Mlingi is a seasoned finance professional with over 13 years of experience in accounting, audit, and financial management across multiple industries, including banking, private equity, manufacturing, hospitality, telecoms, and public enterprises. He is a Certified Chartered Accountant and a registered member of the Association of Chartered Certified Accountants (ACCA) and the National Board of Accountants and Auditors (NBAA). Before joining TCB, he was the Head of Finance at Equity Bank Tanzania, where he played a pivotal role in financial reporting, strategy and business performance, tax compliance, procurement management, and regulatory engagement. His expertise in financial and regulatory reporting, cost optimization, and stakeholder management has been instrumental in driving business growth and efficiency. Prior to Equity Bank, Mr. Mlingi spent over a decade at PwC Tanzania and PwC United Kingdom, rising to the role of Manager in Assurance Services. His experience cuts-across financial statements audits, IFRS advisory, business performance analysis, and financial strategy. Throughout his career, he has worked closely with boards of directors, regulators, and senior management teams to enhance financial governance and operational excellence. In his role, he will be responsible to ensure accurate financial reporting and compliance with regulations, developing long-term financial strategies and forecasts, identifying and mitigating financial risks, overseeing capital management and allocation, managing the budgeting process, establishing key performance indicators to drive operational efficiency, communicating with investors and stakeholders, evaluating potential mergers and partnerships, ensuring regulatory compliance, and overseeing the integration of financial technology.